Thriftilyzx

1. Introduction

Welcome to Thriftilyzx. These Terms of Service ("Terms") govern your use of our website, services, and any related applications (collectively, the "Services") operated by Thriftilyzx ("we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access our Services.

2. Financial Advisory Services

Thriftilyzx provides financial planning and investment management services to private investors and business owners. Our services include but are not limited to investment portfolio management, tax optimization strategies, retirement planning, and other financial advisory services.

Please note that all financial advice provided through our Services is for informational purposes only and does not constitute a formal client-advisor relationship unless explicitly established through a separate written agreement. The information provided through our Services is not intended to be a substitute for professional financial advice, diagnosis, or treatment.

3. User Accounts and Registration

Some features of our Services may require registration or creation of an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding the password that you use to access our Services and for any activities or actions under your password.

We reserve the right to disable any user account, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms.

4. Intellectual Property Rights

The Services and their original content, features, and functionality are and will remain the exclusive property of Thriftilyzx and its licensors. The Services are protected by copyright, trademark, and other laws of both Canada and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Thriftilyzx.

5. User Contributions

Our Services may contain message boards, chat rooms, personal profiles, forums, and other interactive features that allow users to post, submit, publish, display, or transmit content or materials to us or on the Services. All User Contributions must comply with the Content Standards set out in these Terms.

Any User Contribution you post to the site will be considered non-confidential and non-proprietary. By providing any User Contribution on the Services, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material.

6. Prohibited Uses

You may use our Services only for lawful purposes and in accordance with these Terms. You agree not to use our Services:

• In any way that violates any applicable federal, provincial, local, or international law or regulation;
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way;
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation;
• To impersonate or attempt to impersonate Thriftilyzx, a Thriftilyzx employee, another user, or any other person or entity;
• In any way that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Services.

7. Disclaimer of Warranties

Your use of our Services is at your sole risk. The Services are provided on an "AS IS" and "AS AVAILABLE" basis. Thriftilyzx expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Thriftilyzx makes no warranty that (i) the Services will meet your requirements, (ii) the Services will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the Services will be accurate or reliable, or (iv) any errors in the Services will be corrected.

8. Limitation of Liability

In no event shall Thriftilyzx, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Services; (ii) any conduct or content of any third party on the Services; (iii) any content obtained from the Services; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

9. Indemnification

You agree to defend, indemnify, and hold harmless Thriftilyzx, its parent, subsidiaries, affiliates, and their respective directors, officers, employees, contractors, agents, suppliers, licensors, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services, including, but not limited to, your User Contributions, any use of the Services' content, services, and products other than as expressly authorized in these Terms.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Thriftilyzx
640 5 Ave SW
Calgary, AB T2P 3G4
Canada
Phone: +1 403-555-9275
Email: [email protected]