Introduction

Thriftilyzx ("we," "us," or "our") is committed to protecting your privacy and the security of your personal information. This Privacy Policy outlines our practices concerning the collection, use, and disclosure of personal information when you use our financial planning and investment management services, visit our website, or engage with us in any way.

By accessing our services or website, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and disclosure of your information as described herein. If you do not agree with our policies and practices, please do not use our services.

Information We Collect

We collect various types of information to provide and improve our services to you. The information we collect may include:

Personal Information

• Contact Information: Name, address, email address, phone number, and other similar contact details.
• Financial Information: Income, expenses, assets, liabilities, investment objectives, risk tolerance, tax information, and other financial details necessary to provide our services.
• Identity Verification: Date of birth, social insurance number, passport details, driver's license information, or other government-issued identification.
• Employment Information: Employer name, job title, industry, employment history, and related details.
• Family Information: Information about your family members, beneficiaries, and dependents when relevant to your financial planning needs.

Technical Information

• Usage Data: Information about how you use our website, including browsing patterns, pages visited, time spent on pages, and other analytics data.
• Device Information: Information about the device you use to access our services, including IP address, browser type, operating system, and device identifiers.
• Cookies and Similar Technologies: Information collected through cookies, web beacons, and similar technologies that help us personalize your experience and analyze website usage.

How We Collect Information

We collect information through various methods, including:

• Direct Interactions: Information you provide when you fill out forms, create an account, correspond with us, or engage with our services.
• Automated Technologies: Information collected automatically through cookies, server logs, and similar technologies when you visit our website.
• Third Parties: Information from third parties such as financial institutions, credit reporting agencies, and other service providers with your consent or as permitted by law.

How We Use Your Information

We use the information we collect for various purposes, including:

• Providing and managing our financial planning and investment management services.
• Processing transactions and executing your instructions.
• Creating and maintaining your account.
• Communicating with you about our services, account updates, and relevant financial information.
• Personalizing your experience and tailoring our services to your needs.
• Analyzing and improving our services, website, and business operations.
• Complying with legal and regulatory requirements.
• Protecting against fraud and unauthorized transactions.
• Marketing our services to you, subject to your preferences and applicable laws.

Disclosure of Your Information

We may share your personal information with the following categories of recipients:

• Service Providers: Third-party companies that provide services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service.
• Financial Institutions: Banks, custodians, and other financial institutions necessary to execute transactions and provide our services.
• Professional Advisors: Accountants, attorneys, and other professionals when necessary to provide our services, with your consent.
• Regulators and Authorities: Government agencies, regulators, and law enforcement when required by law or to protect our rights.
• Business Partners: Trusted partners who help us provide and improve our services.

We do not sell your personal information to third parties for their marketing purposes.

Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include encryption, access controls, regular security assessments, and employee training.

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When determining the appropriate retention period, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, and applicable legal requirements.

Your Privacy Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, which may include:

• Access: The right to request access to your personal information.
• Correction: The right to request correction of inaccurate personal information.
• Deletion: The right to request deletion of your personal information under certain circumstances.
• Restriction: The right to request restriction of processing of your personal information.
• Data Portability: The right to receive your personal information in a structured, commonly used format.
• Objection: The right to object to processing of your personal information for certain purposes.
• Withdrawal of Consent: The right to withdraw consent where processing is based on consent.

To exercise these rights, please contact us using the details provided in the "Contact Us" section below.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated Privacy Policy on our website and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Thriftilyzx
640 5 Ave SW
Calgary, AB T2P 3G4
Canada
Phone: +1 403-555-9275
Email: [email protected]